Trust & Safety

Security

Last Updated: 14 March 2026

At KinWise, we take the security of your financial information seriously. This page outlines the measures we use to protect your data and maintain the integrity of our services.

1. Data Encryption

In Transit

All data transmitted between your device and our servers is encrypted using TLS 1.2 or higher. This helps ensure your information cannot be read during transmission.

At Rest

Your data is encrypted at rest using AES‑256 encryption with AWS Key Management Service (KMS). Database backups are encrypted using the same standards.

2. Secure Hosting

KinWise is hosted on Amazon Web Services (AWS) in the Asia Pacific (Auckland) region. AWS provides:

  • Physical security at world-class data centres
  • SOC 1, SOC 2, and SOC 3 compliance
  • ISO 27001 certification
  • Network isolation and DDoS protection

By hosting in New Zealand, we aim to keep your data within Aotearoa and subject to New Zealand law, where operationally possible.

3. Access Controls

Staff Access

  • Least‑privilege access, with staff only accessing systems required for their role
  • Multi‑factor authentication required for all administrative access
  • Regular access reviews and prompt revocation when staff leave
  • All access logged and auditable

User Security

  • Secure password requirements enforced
  • Two-factor authentication (2FA) available for user accounts
  • Automatic session timeout after 10 minutes of inactivity
  • Account lockout protection against brute-force attacks

4. Application Security

  • CSRF protection for all forms
  • Content Security Policy configured to reduce XSS risk
  • Input validation and sanitisation across the application
  • Secure HTTP headers to prevent common attacks
  • Regular automated scanning for vulnerable dependencies

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